SCHWAB CHARLES CORP

SCHW · CIK 0000316709bank template: specialized rows coming in Phase 1

19 fiscal years · 70 SEC filings · every number carries its receipt

Revenue (FY)

$23.92B22.0%

FY2025

Net income (FY)

$8.85B49.0%

FY2025

Free cash flow (FY)

$8.76B327.5%

FY2025

Diluted EPS (FY)

$4.6555.5%

FY2025

The story, charted

The shape of the business

FY2007–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 4.8× since FY2007 · net margin 48.2% → 37.0%

MarginsNet marginFCF margin

FY2025: net 37.0% · free cash flow 36.6% of revenue

Cash engineOperating cash flowFree cash flow

FY2025: $9.31B operating cash − $548.0M capex = $8.76B free cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 30% (FY2008) → 18% (FY2025) · on assets 1.8%

Balance sheetLiabilitiesEquity

FY2025: $491.00B assets · $441.57B liabilities · $49.42B equity

The receipts

Financial statements

Annual Quarterly (as reported)

USD in millions except per-share and share counts. Every value links to the filing it came from — hover for the us-gaap tag, click for the 10-K/10-Q on sec.gov.

USD millions	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022
Revenue	6,482	6,135	5,851	5,599	4,847	4,690	4,740	4,606	4,656	5,116	5,500	5,093
Net income	2,479	2,358	2,126	1,909	1,408	1,332	1,362	1,125	1,294	1,603	2,020	1,793
Diluted EPS	1.37	1.26	1.08	0.99	0.71	0.66	0.68	0.56	0.64	0.83	0.99	0.87
Diluted shares	1,752	1,811	1,822	1,822	1,834	1,834	1,831	1,827	1,825	1,842	1,895	1,904
Operating cash flow	7,342	—	—	6,359	—	—	(1,349)	—	—	9,777	—	—
Capital expenditures	140	—	—	117	—	—	149	—	—	159	—	—
Free cash flow	7,202	—	—	6,242	—	—	(1,498)	—	—	9,618	—	—
Cash & equivalents	44,975	30,572	32,195	35,009	34,850	25,350	31,752	33,251	47,651	49,162	46,486	64,550
Total assets	493,319	465,255	458,936	462,903	466,055	449,675	468,784	475,204	511,505	535,552	577,563	637,557
Total liabilities	444,085	415,871	409,485	413,392	418,840	405,722	426,372	437,420	474,358	499,205	540,522	593,044
Shareholders' equity	49,234	49,384	49,451	49,511	47,215	43,953	42,412	37,784	37,147	36,347	37,041	44,513

Figures as reported in SEC filings, normalized by stonks with the tag mapping shown on hover; missing tags render as “—”, never as zero. Free cash flow is derived (operating cash flow − capex) with both parents recorded in its lineage. Quarterly view shows as-reported 10-Q periods; Q4 synthesis ships in Phase 1. See methodology.