STATE STREET CORP

STTCIK 000009375119 fiscal yearsBank lens ↓

RevenueFY2025

$13.94B7.3%

Net incomeFY2025

$2.94B9.6%

Free cash flowFY2025

$10.84B176.7%

Diluted EPSFY2025

$9.4014.5%

Trends

FY2007–FY2025 · hover a year for its filing

Revenue & net incomeRevenueNet income

revenue 1.7× since FY2007 · net margin 15.1% → 21.1%

MarginsNet marginFCF margin

FY2025: net 21.1% · free cash flow 77.8% of revenue

Cash flowOperating cash flowFree cash flow

FY2025: $11.90B operating cash − $1.05B capex = $10.84B free cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 14% (FY2008) → 11% (FY2025) · on assets 0.8%

Balance sheetLiabilitiesEquity

FY2025: $366.05B assets · $338.21B liabilities · $27.84B equity

Financial statements

Annual Quarterly

USD millions, except per-share values; share counts in millions. Hover a value for its XBRL tag and filing accession.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Revenue	13,944	13,000	11,945	12,148	12,027	11,703	11,756	12,131	11,266	10,207	10,360	10,274
Net income	2,945	2,687	1,944	2,774	2,693	2,420	2,242	2,593	2,156	2,143	1,980	2,022
Diluted EPS	9.40	8.21	5.58	7.19	7.19	6.32	5.38	6.39	5.19	4.97	4.47	4.53
Diluted shares	289	302	327	370	358	357	374	376	380	396	414	432
Operating cash flow	11,898	(13,210)	690	11,954	(6,710)	3,532	5,690	10,175	6,940	2,290	(1,403)	(561)
Capital expenditures	1,055	926	816	734	811	560	730	609	637	613	703	427
Free cash flow	10,843	(14,136)	(126)	11,220	(7,521)	2,972	4,960	9,566	6,303	1,677	(2,106)	(988)
Cash & equivalents	4,433	3,145	4,047	3,970	3,631	3,467	3,302	3,212	—	—	—	—
Total assets	366,047	353,240	297,258	301,450	314,624	314,706	245,610	244,596	238,425	242,698	245,155	274,119
Total liabilities	338,206	327,914	273,459	276,259	287,261	288,506	221,179	219,859	216,108	221,479	224,020	252,791
Shareholders' equity	27,841	25,326	23,799	25,191	27,363	26,200	24,431	24,737	22,317	21,219	21,103	21,328

As reported in SEC filings; a missing tag shows “—”, never zero. Free cash flow is operating cash flow − capex. Methodology

Bank lens

Metrics specific to banks. Annual figures, in USD millions; ratios in percent.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Interest income	11,644	11,977	9,180	4,088	1,908	2,575	3,941	3,662	2,908	2,512	2,488	2,652
Interest expense	—	—	6,421	1,544	3	375	1,375	991	604	428	400	392
Net interest income	2,960	2,923	2,759	2,544	1,905	2,200	2,566	2,671	2,304	2,084	2,088	2,260
Noninterest income	10,980	10,156	9,480	9,606	10,012	9,499	9,147	9,454	9,001	8,116	—	—
Noninterest expense	10,154	9,530	9,583	8,801	8,889	8,716	9,034	9,015	8,269	8,077	8,050	7,827
Provision for credit losses	—	—	—	—	(33)	88	10	15	2	10	12	10
Efficiency ratio	72.8%	72.9%	78.3%	72.4%	74.6%	74.5%	77.1%	74.4%	73.1%	79.2%	—	—

Net interest income uses the reported InterestIncomeExpenseNet tag, falling back to interest income − interest expense where a filing didn't tag it (hover a value to see which). Other rows are as reported. The efficiency ratio, noninterest expense ÷ (net interest income + noninterest income), is computed by stonks for full fiscal years only.