MetLife, Inc.

METCIK 000109921919 fiscal yearsInsurance lens ↓

RevenueFY2025

$77.08B8.6%

Net incomeFY2025

$3.38B23.7%

Diluted EPSFY2025

$4.7120.7%

Trends

FY2007–FY2025 · hover a year for its filing

Revenue & net incomeRevenueNet income

revenue 1.6× since FY2007 · net margin 9.2% → 4.4%

MarginsNet marginFCF margin

FY2025: net 4.4% of revenue

Cash flowOperating cash flowFree cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 14% (FY2008) → 12% (FY2025) · on assets 0.5%

Balance sheetLiabilitiesEquity

FY2025: $745.17B assets · $716.25B liabilities · $28.40B equity

Financial statements

Annual Quarterly

USD millions, except per-share values; share counts in millions. Hover a value for its XBRL tag and filing accession.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Revenue	77,084	70,986	66,905	68,770	68,696	67,842	69,620	67,941	62,308	60,787	61,343	73,316
Net income	3,379	4,426	1,578	5,284	6,855	5,407	5,899	5,123	4,010	850	5,373	6,309
Diluted EPS	4.71	5.94	1.81	6.30	7.65	5.68	6.06	4.91	3.62	0.67	4.62	5.42
Diluted shares	673	711	762	809	869	913	944	1,014	1,079	1,109	1,128	1,143
Operating cash flow	17,092	14,598	13,721	13,044	12,347	11,639	13,786	11,738	12,283	14,774	14,052	16,376
Cash & equivalents	22,032	20,068	20,639	20,195	20,047	19,795	16,598	15,821	12,701	12,651	12,752	10,808
Total assets	745,166	677,457	687,584	663,072	759,708	795,146	740,463	687,538	719,892	898,764	877,933	902,337
Total liabilities	716,245	649,754	657,331	632,947	691,959	720,329	674,081	634,580	661,022	831,062	809,437	829,678
Shareholders' equity	28,398	27,445	30,015	29,881	67,482	74,558	66,144	52,741	58,676	67,531	67,949	72,053

As reported in SEC filings; a missing tag shows “—”, never zero. Free cash flow is operating cash flow − capex. Methodology

Insurance lens

Metrics specific to insurers. Annual figures, in USD millions; ratios in percent.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Premiums earned	49,779	44,945	44,283	48,510	41,152	42,034	42,235	43,840	38,992	37,202	36,403	39,067
Policyholder benefits & claims	49,718	44,728	44,590	49,507	43,118	41,461	41,461	42,656	38,313	36,358	35,144	39,102
Loss ratio	99.9%	99.5%	100.7%	102.1%	104.8%	98.6%	98.2%	97.3%	98.3%	97.7%	96.5%	100.1%

Premiums earned and policyholder benefits are as reported. Brokers such as Aon and Marsh McLennan earn fees, not premiums, so those rows are blank for them. The loss ratio (benefits ÷ premiums earned) is computed by stonks for full fiscal years only.