The Cigna Group

CICIK 000173994010 fiscal yearsInsurance lens ↓

RevenueFY2025

$274.90B11.2%

Net incomeFY2025

$5.96B73.5%

Free cash flowFY2019

$8.44B160.2%

Diluted EPSFY2025

$22.1883.0%

Trends

FY2016–FY2025 · hover a year for its filing

Revenue & net incomeRevenueNet income

revenue 6.9× since FY2016 · net margin 4.7% → 2.2%

MarginsNet marginFCF margin

FY2025: net 2.2% · free cash flow 5.5% of revenue

Cash flowOperating cash flowFree cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 16% (FY2017) → 14% (FY2025) · on assets 3.8%

Balance sheetLiabilitiesEquity

FY2025: $157.92B assets · $116.05B liabilities · $41.71B equity

Financial statements

Annual Quarterly

USD millions, except per-share values; share counts in millions. Hover a value for its XBRL tag and filing accession.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Revenue	274,900	247,121	195,265	180,518	174,069	160,401	153,566	48,650	41,806	39,838
Net income	5,957	3,434	5,164	6,704	5,370	8,458	5,104	2,637	2,237	1,867
Diluted EPS	22.18	12.12	17.39	21.41	15.75	22.96	13.44	10.54	8.77	7.19
Diluted shares	269	283	297	313	341	368	380	250	255	260
Operating cash flow	9,601	10,363	11,813	8,656	7,191	10,350	9,485	3,770	4,086	4,026
Capital expenditures	—	—	—	—	—	—	1,050	528	471	461
Free cash flow	—	—	—	—	—	—	8,435	3,242	3,615	3,565
Cash & equivalents	7,676	7,550	7,822	5,924	5,081	10,182	4,619	3,855	2,972	—
Total assets	157,919	155,881	152,761	143,885	154,889	155,451	155,774	153,226	61,759	—
Total liabilities	116,045	114,638	106,410	99,131	107,705	105,065	110,395	112,154	47,999	—
Shareholders' equity	41,713	41,033	46,223	44,675	47,112	50,321	45,338	41,028	13,711	—

As reported in SEC filings; a missing tag shows “—”, never zero. Free cash flow is operating cash flow − capex. Methodology

Insurance lens

Metrics specific to insurers. Annual figures, in USD millions; ratios in percent.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016
Premiums earned	40,261	45,996	44,237	39,916	41,154	42,627	39,714	36,113	32,491	30,824
Policyholder benefits & claims	34,349	38,648	36,287	32,184	33,565	32,710	30,819	27,528	25,263	24,341
Loss ratio	85.3%	84.0%	82.0%	80.6%	81.6%	76.7%	77.6%	76.2%	77.8%	79.0%

Premiums earned and policyholder benefits are as reported. Brokers such as Aon and Marsh McLennan earn fees, not premiums, so those rows are blank for them. The loss ratio (benefits ÷ premiums earned) is computed by stonks for full fiscal years only.