PRUDENTIAL FINANCIAL INC

PRS · CIK 0001137774Insurance lens →

19 fiscal years · 0 SEC filings · every number carries its receipt

Revenue (FY)

$60.77B13.7%

FY2025

Net income (FY)

$3.58B31.1%

FY2025

Diluted EPS (FY)

$9.9933.2%

FY2025

The story, charted

The shape of the business

FY2007–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 1.8× since FY2007 · net margin 10.7% → 5.9%

MarginsNet marginFCF margin

FY2025: net 5.9% of revenue

Cash engineOperating cash flowFree cash flow

Returns on capitalReturn on equityReturn on assets

return on equity -8% (FY2008) → 11% (FY2025) · on assets 0.5%

Balance sheetLiabilitiesEquity

FY2025: $773.74B assets · $738.16B liabilities · $32.44B equity

The receipts

Insurance lens

Specialized rows for insurer companies — not in the generic statement table above.

USD millions (ratios as %)	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Premiums earned	30,797	42,897	27,364	36,475	33,950	31,140	34,202	35,779	32,091	30,964	28,521	29,293
Policyholder benefits & claims	35,224	47,119	30,931	40,816	37,991	35,059	36,820	39,404	33,794	33,632	30,627	31,587
Loss ratio	114.4%	109.8%	113.0%	111.9%	111.9%	112.6%	107.7%	110.1%	105.3%	108.6%	107.4%	107.8%

Premiums earned and policyholder benefits & claims are as-reported XBRL components — absent (not zero) for insurance brokers such as Aon and Marsh McLennan, which earn fees and commissions rather than underwriting premiums, so these rows are correctly blank for them. The loss ratio (policyholder benefits ÷ premiums earned) is computed by stonks for full fiscal years only.