FIDELITY NATIONAL FINANCIAL, INC.

FNFCIK 000133187518 fiscal yearsInsurance lens ↓

RevenueFY2025

$14.45B5.6%

Net incomeFY2025

$602.0M52.6%

Free cash flowFY2014

$384.0M13.3%

Diluted EPSFY2025

$2.2152.5%

Trends

FY2008–FY2025 · hover a year for its filing

Revenue & net incomeRevenueNet income

revenue 3.4× since FY2008 · net margin -4.2% → 4.2%

MarginsNet marginFCF margin

FY2025: net 4.2% · free cash flow 4.8% of revenue

Cash flowOperating cash flowFree cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 7% (FY2009) → 8% (FY2025) · on assets 0.6%

Balance sheetLiabilitiesEquity

FY2025: $109.01B assets · $100.04B liabilities · $7.42B equity

Financial statements

Annual Quarterly

USD millions, except per-share values; share counts in millions. Hover a value for its XBRL tag and filing accession.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Revenue	14,445	13,681	11,752	11,565	15,655	10,778	8,469	7,594	7,663	7,257	6,664	8,024
Net income	602	1,270	517	1,294	2,797	1,427	1,062	628	771	650	527	583
Diluted EPS	2.21	4.65	1.91	4.67	9.75	4.99	3.83	2.26	—	—	—	—
Diluted shares	272	273	271	277	287	286	277	278	—	—	—	—
Operating cash flow	5,828	6,815	6,478	4,355	4,090	1,578	1,121	943	737	1,162	951	594
Capital expenditures	—	—	—	—	—	—	—	—	—	—	—	210
Free cash flow	—	—	—	—	—	—	—	—	—	—	—	384
Cash & equivalents	2,636	3,479	2,767	2,286	4,360	2,719	1,376	1,257	1,110	1,049	780	700
Total assets	109,014	95,263	80,614	65,143	60,690	50,455	10,677	9,301	9,151	14,521	13,931	13,845
Total liabilities	100,042	86,731	73,154	58,574	51,233	42,063	4,968	4,329	4,340	7,279	6,999	7,057
Shareholders' equity	7,424	7,754	6,908	6,116	9,414	8,351	5,382	4,630	4,447	5,996	5,754	5,994

As reported in SEC filings; a missing tag shows “—”, never zero. Free cash flow is operating cash flow − capex. Methodology

Insurance lens

Metrics specific to insurers. Annual figures, in USD millions; ratios in percent.

USD millions	FY2025	FY2024	FY2023	FY2022	FY2021	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014	FY2013
Premiums earned	2,795	2,860	2,413	1,704	1,407	—	—	—	—	—	—	—
Policyholder benefits & claims	262	232	207	308	—	240	221	238	157	246	228	291
Loss ratio	9.4%	8.1%	8.6%	18.1%	—	—	—	—	—	—	—	—

Premiums earned and policyholder benefits are as reported. Brokers such as Aon and Marsh McLennan earn fees, not premiums, so those rows are blank for them. The loss ratio (benefits ÷ premiums earned) is computed by stonks for full fiscal years only.