Citigroup Inc

C · CIK 0000831001bank template: specialized rows coming in Phase 1

19 fiscal years · 71 SEC filings · every number carries its receipt

Revenue (FY)

$85.22B5.6%

FY2025

Net income (FY)

$14.31B12.8%

FY2025

Free cash flow (FY)

−$74.15B183.4%

FY2025

Diluted EPS (FY)

$6.9917.7%

FY2025

The story, charted

The shape of the business

FY2007–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 1.1× since FY2007 · net margin 4.7% → 16.8%

MarginsNet marginFCF margin

FY2025: net 16.8% · free cash flow -87.0% of revenue

Cash engineOperating cash flowFree cash flow

FY2025: −$67.63B operating cash − $6.52B capex = −$74.15B free cash flow

Returns on capitalReturn on equityReturn on assets

return on equity -20% (FY2008) → 7% (FY2025) · on assets 0.5%

Balance sheetLiabilitiesEquity

FY2025: $2.66T assets · $2.44T liabilities · $212.29B equity

The receipts

Financial statements

Annual Quarterly (as reported)

USD in millions except per-share and share counts. Every value links to the filing it came from — hover for the us-gaap tag, click for the 10-K/10-Q on sec.gov.

USD millions	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022	Q1 2022
Revenue	22,090	21,668	21,596	20,209	20,032	21,016	20,139	19,436	21,447	18,508	19,638	19,186
Net income	3,752	4,019	4,064	3,238	3,217	3,371	3,546	2,915	4,606	3,479	4,547	4,306
Diluted EPS	1.86	1.96	1.96	1.51	1.52	1.58	1.63	1.33	2.19	1.63	2.19	2.02
Diluted shares	1,863	1,893	1,920	1,940	1,946	1,943	1,952	1,969	1,964	1,955	1,958	1,988
Operating cash flow	—	—	(58,708)	—	—	(10,831)	—	—	(30,485)	—	—	(9,247)
Capital expenditures	—	—	1,517	—	—	1,607	—	—	1,634	—	—	1,229
Free cash flow	—	—	(60,225)	—	—	(12,438)	—	—	(32,119)	—	—	(10,476)
Cash & equivalents	348,060	337,473	308,331	303,094	246,134	272,730	253,987	296,908	323,959	299,607	284,030	272,087
Total assets	2,642,475	2,622,772	2,571,514	2,430,663	2,405,686	2,432,510	2,368,477	2,423,675	2,455,113	2,381,064	2,380,904	2,394,105
Total liabilities	2,428,598	2,408,642	2,358,256	2,220,761	2,196,542	2,225,112	2,158,282	2,214,253	2,246,094	2,181,947	2,181,278	2,195,752
Shareholders' equity	213,023	213,222	212,408	209,083	208,310	206,585	209,503	208,719	208,295	198,560	199,014	197,709

Figures as reported in SEC filings, normalized by stonks with the tag mapping shown on hover; missing tags render as “—”, never as zero. Free cash flow is derived (operating cash flow − capex) with both parents recorded in its lineage. Quarterly view shows as-reported 10-Q periods; Q4 synthesis ships in Phase 1. See methodology.