B

THE BANK OF NEW YORK MELLON CORPORATION

BNY-PK · CIK 0001390777Bank lens

19 fiscal years · 0 SEC filings · every number carries its receipt

Revenue (FY)
$20.08B7.8%
FY2025
Net income (FY)
$5.55B22.5%
FY2025
Free cash flow (FY)
$5.18B762.0%
FY2025
Diluted EPS (FY)
$7.4027.6%
FY2025
The story, charted

The shape of the business

FY2008–FY2025 · hover any year for its receipt
Revenue & net incomeRevenueNet income
$0$10B$20BFY2008 · Revenue $13.57B · Net income $1.43B · 0001193125-11-049932 · filed 2011-02-28 · 0001193125-10-042948 · filed 2010-02-26FY08Revenue $13.57BNet income $1.43B0001193125-11-049932 · filed 2011-02-28 · 0001193125-10-042948 · filed 2010-02-26FY2009 · Revenue $7.65B · Net income −$814.0M · 0001193125-12-085349 · filed 2012-02-28 · 0001193125-10-042948 · filed 2010-02-26FY09Revenue $7.65BNet income −$814.0M0001193125-12-085349 · filed 2012-02-28 · 0001193125-10-042948 · filed 2010-02-26FY2010 · Revenue $13.82B · Net income $2.52B · 0001193125-13-084562 · filed 2013-02-28FY10Revenue $13.82BNet income $2.52B0001193125-13-084562 · filed 2013-02-28FY2011 · Revenue $14.68B · Net income $2.52B · 0001445305-14-000745 · filed 2014-02-28FY11Revenue $14.68BNet income $2.52B0001445305-14-000745 · filed 2014-02-28FY2012 · Revenue $14.53B · Net income $2.44B · 0001628280-15-001194 · filed 2015-02-27FY12Revenue $14.53BNet income $2.44B0001628280-15-001194 · filed 2015-02-27FY2013 · Revenue $14.97B · Net income $2.10B · 0001390777-16-000204 · filed 2016-02-26FY13Revenue $14.97BNet income $2.10B0001390777-16-000204 · filed 2016-02-26FY2014 · Revenue $15.61B · Net income $2.57B · 0001390777-16-000204 · filed 2016-02-26 · 0001390777-17-000065 · filed 2017-02-28FY14Revenue $15.61BNet income $2.57B0001390777-16-000204 · filed 2016-02-26 · 0001390777-17-000065 · filed 2017-02-28FY2015 · Revenue $15.13B · Net income $3.16B · 0001390777-16-000204 · filed 2016-02-26 · 0001390777-18-000069 · filed 2018-02-28FY15Revenue $15.13BNet income $3.16B0001390777-16-000204 · filed 2016-02-26 · 0001390777-18-000069 · filed 2018-02-28FY2017 · Revenue $15.54B · Net income $4.09B · 0001390777-20-000044 · filed 2020-02-27FY17Revenue $15.54BNet income $4.09B0001390777-20-000044 · filed 2020-02-27FY2018 · Revenue $16.39B · Net income $4.27B · 0001390777-21-000037 · filed 2021-02-25FY18Revenue $16.39BNet income $4.27B0001390777-21-000037 · filed 2021-02-25FY2019 · Revenue $16.46B · Net income $4.44B · 0001390777-22-000043 · filed 2022-02-25FY19Revenue $16.46BNet income $4.44B0001390777-22-000043 · filed 2022-02-25FY2020 · Revenue $15.81B · Net income $3.62B · 0001390777-23-000033 · filed 2023-02-27FY20Revenue $15.81BNet income $3.62B0001390777-23-000033 · filed 2023-02-27FY2021 · Revenue $15.93B · Net income $3.76B · 0001390777-24-000051 · filed 2024-02-28FY21Revenue $15.93BNet income $3.76B0001390777-24-000051 · filed 2024-02-28FY2022 · Revenue $16.53B · Net income $2.56B · 0001390777-25-000046 · filed 2025-02-27FY22Revenue $16.53BNet income $2.56B0001390777-25-000046 · filed 2025-02-27FY2023 · Revenue $17.70B · Net income $3.30B · 0001390777-26-000033 · filed 2026-02-25FY23Revenue $17.70BNet income $3.30B0001390777-26-000033 · filed 2026-02-25FY2024 · Revenue $18.62B · Net income $4.53B · 0001390777-26-000033 · filed 2026-02-25FY24Revenue $18.62BNet income $4.53B0001390777-26-000033 · filed 2026-02-25FY2025 · Revenue $20.08B · Net income $5.55B · 0001390777-26-000033 · filed 2026-02-25FY25Revenue $20.08BNet income $5.55B0001390777-26-000033 · filed 2026-02-25FY25Revenue $20.08BNet income $5.55B0001390777-26-000033 · filed 2026-02-25FY08FY10FY12FY14FY17FY19FY21FY23FY25

revenue 1.5× since FY2008 · net margin 10.5% → 27.6%

MarginsNet marginFCF margin
0%50%FY2008 · Net margin 10.5% · FCF margin 19.2%FY08Net margin 10.5%FCF margin 19.2%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2009 · Net margin -10.6% · FCF margin 45.2%FY09Net margin -10.6%FCF margin 45.2%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2010 · Net margin 18.2% · FCF margin 27.6%FY10Net margin 18.2%FCF margin 27.6%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2011 · Net margin 17.1% · FCF margin 10.7%FY11Net margin 17.1%FCF margin 10.7%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2012 · Net margin 16.8% · FCF margin 6.7%FY12Net margin 16.8%FCF margin 6.7%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2013 · Net margin 14.1% · FCF margin -8.4%FY13Net margin 14.1%FCF margin -8.4%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2014 · Net margin 16.4% · FCF margin 23.7%FY14Net margin 16.4%FCF margin 23.7%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2015 · Net margin 20.9% · FCF margin 23.3%FY15Net margin 20.9%FCF margin 23.3%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2017 · Net margin 26.3% · FCF margin 22.3%FY17Net margin 26.3%FCF margin 22.3%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2018 · Net margin 26.0% · FCF margin 29.8%FY18Net margin 26.0%FCF margin 29.8%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2019 · Net margin 27.0% · FCF margin -6.8%FY19Net margin 27.0%FCF margin -6.8%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2020 · Net margin 22.9% · FCF margin 24.1%FY20Net margin 22.9%FCF margin 24.1%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2021 · Net margin 23.6% · FCF margin 10.2%FY21Net margin 23.6%FCF margin 10.2%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2022 · Net margin 15.5% · FCF margin 83.0%FY22Net margin 15.5%FCF margin 83.0%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2023 · Net margin 18.7% · FCF margin 26.5%FY23Net margin 18.7%FCF margin 26.5%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2024 · Net margin 24.3% · FCF margin -4.2%FY24Net margin 24.3%FCF margin -4.2%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY2025 · Net margin 27.6% · FCF margin 25.8%FY25Net margin 27.6%FCF margin 25.8%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenueFY25Net margin 27.6%FCF margin 25.8%derived: net income ÷ revenue · derived: (ocf − capex) ÷ revenue’08’12’17’21’25

FY2025: net 27.6% · free cash flow 25.8% of revenue

Cash engineOperating cash flowFree cash flow
$0$5B$10B$15BFY2007 · OCF $3.97B · FCF $3.66B · 0001193125-10-042948 · filed 2010-02-26FY07OCF $3.97BFCF $3.66B0001193125-10-042948 · filed 2010-02-26FY2008 · OCF $2.91B · FCF $2.61B · 0001193125-11-049932 · filed 2011-02-28FY08OCF $2.91BFCF $2.61B0001193125-11-049932 · filed 2011-02-28FY2009 · OCF $3.78B · FCF $3.46B · 0001193125-12-085349 · filed 2012-02-28FY09OCF $3.78BFCF $3.46B0001193125-12-085349 · filed 2012-02-28FY2010 · OCF $4.05B · FCF $3.82B · 0001193125-13-084562 · filed 2013-02-28FY10OCF $4.05BFCF $3.82B0001193125-13-084562 · filed 2013-02-28FY2011 · OCF $2.21B · FCF $1.57B · 0001445305-14-000745 · filed 2014-02-28FY11OCF $2.21BFCF $1.57B0001445305-14-000745 · filed 2014-02-28FY2012 · OCF $1.63B · FCF $977.0M · 0001628280-15-001194 · filed 2015-02-27FY12OCF $1.63BFCF $977.0M0001628280-15-001194 · filed 2015-02-27FY2013 · OCF −$642.0M · FCF −$1.25B · 0001390777-16-000204 · filed 2016-02-26FY13OCF −$642.0MFCF −$1.25B0001390777-16-000204 · filed 2016-02-26FY2014 · OCF $4.48B · FCF $3.69B · 0001390777-17-000065 · filed 2017-02-28FY14OCF $4.48BFCF $3.69B0001390777-17-000065 · filed 2017-02-28FY2015 · OCF $4.13B · FCF $3.53B · 0001390777-18-000069 · filed 2018-02-28FY15OCF $4.13BFCF $3.53B0001390777-18-000069 · filed 2018-02-28FY2016 · OCF $6.27B · FCF $5.44B · 0001390777-19-000050 · filed 2019-02-27FY16OCF $6.27BFCF $5.44B0001390777-19-000050 · filed 2019-02-27FY2017 · OCF $4.67B · FCF $3.47B · 0001390777-20-000044 · filed 2020-02-27FY17OCF $4.67BFCF $3.47B0001390777-20-000044 · filed 2020-02-27FY2018 · OCF $6.00B · FCF $4.89B · 0001390777-21-000037 · filed 2021-02-25FY18OCF $6.00BFCF $4.89B0001390777-21-000037 · filed 2021-02-25FY2019 · OCF $96.0M · FCF −$1.11B · 0001390777-22-000043 · filed 2022-02-25FY19OCF $96.0MFCF −$1.11B0001390777-22-000043 · filed 2022-02-25FY2020 · OCF $5.04B · FCF $3.82B · 0001390777-23-000033 · filed 2023-02-27FY20OCF $5.04BFCF $3.82B0001390777-23-000033 · filed 2023-02-27FY2021 · OCF $2.84B · FCF $1.62B · 0001390777-24-000051 · filed 2024-02-28FY21OCF $2.84BFCF $1.62B0001390777-24-000051 · filed 2024-02-28FY2022 · OCF $15.07B · FCF $13.72B · 0001390777-25-000046 · filed 2025-02-27FY22OCF $15.07BFCF $13.72B0001390777-25-000046 · filed 2025-02-27FY2023 · OCF $5.91B · FCF $4.69B · 0001390777-26-000033 · filed 2026-02-25FY23OCF $5.91BFCF $4.69B0001390777-26-000033 · filed 2026-02-25FY2024 · OCF $687.0M · FCF −$782.0M · 0001390777-26-000033 · filed 2026-02-25FY24OCF $687.0MFCF −$782.0M0001390777-26-000033 · filed 2026-02-25FY2025 · OCF $6.73B · FCF $5.18B · 0001390777-26-000033 · filed 2026-02-25FY25OCF $6.73BFCF $5.18B0001390777-26-000033 · filed 2026-02-25FY25OCF $6.73BFCF $5.18B0001390777-26-000033 · filed 2026-02-25’09’13’17’21’25

FY2025: $6.73B operating cash − $1.55B capex = $5.18B free cash flow

Returns on capitalReturn on equityReturn on assets
0%5%10%FY2008 · ROE 5.1% · ROA 0.6%FY08ROE 5.1%ROA 0.6%derived: net income ÷ equity · derived: net income ÷ assetsFY2009 · ROE -2.8% · ROA -0.4%FY09ROE -2.8%ROA -0.4%derived: net income ÷ equity · derived: net income ÷ assetsFY2010 · ROE 7.8% · ROA 1.0%FY10ROE 7.8%ROA 1.0%derived: net income ÷ equity · derived: net income ÷ assetsFY2011 · ROE 7.5% · ROA 0.8%FY11ROE 7.5%ROA 0.8%derived: net income ÷ equity · derived: net income ÷ assetsFY2012 · ROE 6.7% · ROA 0.7%FY12ROE 6.7%ROA 0.7%derived: net income ÷ equity · derived: net income ÷ assetsFY2013 · ROE 5.6% · ROA 0.6%FY13ROE 5.6%ROA 0.6%derived: net income ÷ equity · derived: net income ÷ assetsFY2014 · ROE 6.9% · ROA 0.7%FY14ROE 6.9%ROA 0.7%derived: net income ÷ equity · derived: net income ÷ assetsFY2015 · ROE 8.3% · ROA 0.8%FY15ROE 8.3%ROA 0.8%derived: net income ÷ equity · derived: net income ÷ assetsFY2016 · ROE 9.1% · ROA 1.1%FY16ROE 9.1%ROA 1.1%derived: net income ÷ equity · derived: net income ÷ assetsFY2017 · ROE 9.9% · ROA 1.1%FY17ROE 9.9%ROA 1.1%derived: net income ÷ equity · derived: net income ÷ assetsFY2018 · ROE 10.5% · ROA 1.2%FY18ROE 10.5%ROA 1.2%derived: net income ÷ equity · derived: net income ÷ assetsFY2019 · ROE 10.7% · ROA 1.2%FY19ROE 10.7%ROA 1.2%derived: net income ÷ equity · derived: net income ÷ assetsFY2020 · ROE 7.9% · ROA 0.8%FY20ROE 7.9%ROA 0.8%derived: net income ÷ equity · derived: net income ÷ assetsFY2021 · ROE 8.7% · ROA 0.8%FY21ROE 8.7%ROA 0.8%derived: net income ÷ equity · derived: net income ÷ assetsFY2022 · ROE 6.3% · ROA 0.6%FY22ROE 6.3%ROA 0.6%derived: net income ÷ equity · derived: net income ÷ assetsFY2023 · ROE 8.1% · ROA 0.8%FY23ROE 8.1%ROA 0.8%derived: net income ÷ equity · derived: net income ÷ assetsFY2024 · ROE 11.0% · ROA 1.1%FY24ROE 11.0%ROA 1.1%derived: net income ÷ equity · derived: net income ÷ assetsFY2025 · ROE 12.5% · ROA 1.2%FY25ROE 12.5%ROA 1.2%derived: net income ÷ equity · derived: net income ÷ assetsFY25ROE 12.5%ROA 1.2%derived: net income ÷ equity · derived: net income ÷ assets’09’13’17’21’25

return on equity 5% (FY2008) → 13% (FY2025) · on assets 1.2%

Balance sheetLiabilitiesEquity
$0$200B$400BFY2008 · Liabilities $209.42B · Equity $28.05BFY08Liabilities $209.42BEquity $28.05B0001193125-10-042948 · filed 2010-02-26FY2009 · Liabilities $183.22B · Equity $28.98BFY09Liabilities $183.22BEquity $28.98B0001193125-11-049932 · filed 2011-02-28FY2010 · Liabilities $214.10B · Equity $32.35BFY10Liabilities $214.10BEquity $32.35B0001193125-12-085349 · filed 2012-02-28FY2011 · Liabilities $291.06B · Equity $33.42BFY11Liabilities $291.06BEquity $33.42B0001193125-13-084562 · filed 2013-02-28FY2012 · Liabilities $321.55B · Equity $36.43BFY12Liabilities $321.55BEquity $36.43B0001445305-14-000745 · filed 2014-02-28FY2013 · Liabilities $336.01B · Equity $37.50BFY13Liabilities $336.01BEquity $37.50B0001628280-15-001194 · filed 2015-02-27FY2014 · Liabilities $346.60B · Equity $37.44BFY14Liabilities $346.60BEquity $37.44B0001390777-16-000204 · filed 2016-02-26FY2015 · Liabilities $354.81B · Equity $38.04BFY15Liabilities $354.81BEquity $38.04B0001390777-17-000065 · filed 2017-02-28FY2016 · Liabilities $293.89B · Equity $38.81BFY16Liabilities $293.89BEquity $38.81B0001390777-18-000069 · filed 2018-02-28FY2017 · Liabilities $330.01B · Equity $41.25BFY17Liabilities $330.01BEquity $41.25B0001390777-19-000050 · filed 2019-02-27FY2018 · Liabilities $322.00B · Equity $40.64BFY18Liabilities $322.00BEquity $40.64B0001390777-20-000044 · filed 2020-02-27FY2019 · Liabilities $339.78B · Equity $41.48BFY19Liabilities $339.78BEquity $41.48B0001390777-21-000037 · filed 2021-02-25FY2020 · Liabilities $423.51B · Equity $45.80BFY20Liabilities $423.51BEquity $45.80B0001390777-22-000043 · filed 2022-02-25FY2021 · Liabilities $401.05B · Equity $43.03BFY21Liabilities $401.05BEquity $43.03B0001390777-23-000033 · filed 2023-02-27FY2022 · Liabilities $364.93B · Equity $40.73BFY22Liabilities $364.93BEquity $40.73B0001390777-24-000051 · filed 2024-02-28FY2023 · Liabilities $368.97B · Equity $40.77BFY23Liabilities $368.97BEquity $40.77B0001390777-25-000046 · filed 2025-02-27FY2024 · Liabilities $374.30B · Equity $41.32BFY24Liabilities $374.30BEquity $41.32B0001390777-26-000033 · filed 2026-02-25FY2025 · Liabilities $427.49B · Equity $44.31BFY25Liabilities $427.49BEquity $44.31B0001390777-26-000033 · filed 2026-02-25FY25Liabilities $427.49BEquity $44.31B0001390777-26-000033 · filed 2026-02-25’09’13’17’21’25

FY2025: $472.30B assets · $427.49B liabilities · $44.31B equity

The receipts

Bank lens

Specialized rows for bank companies — not in the generic statement table above.

USD millions (ratios as %)FY2025FY2024FY2023FY2022FY2021FY2020FY2019FY2018FY2017FY2016FY2015FY2014
Interest income25,62625,60720,6487,1182,8454,1097,5486,4324,3823,5753,3263,234
Interest expense16,3033,6142271,1324,3602,8211,074437300354
Net interest income4,9444,3124,3453,5042,6182,9773,1883,6113,3083,1383,0262,880
Noninterest income15,13614,30713,35213,02513,31312,83113,27412,79412,16512,07312,08212,649
Noninterest expense13,05412,70113,29513,01011,51411,00410,90011,21110,95710,52310,79912,177
Provision for credit losses(32)7011939(231)336(25)(11)(24)(11)160(48)
Efficiency ratio65.0%68.2%75.1%78.7%72.3%69.6%66.2%68.3%70.8%69.2%71.5%78.4%

Net interest income prefers the as-reported InterestIncomeExpenseNet tag and falls back to interest income − interest expense only for periods a filing didn't tag it directly (hover a value to see which). Noninterest income/expense and the credit-loss provision are as-reported XBRL components. The efficiency ratio (noninterest expense ÷ (net interest income + noninterest income)) is computed by stonks, not company-reported, and calculated for full fiscal years only.