AMERICAN EXPRESS CO

AXP · CIK 0000004962bank template: specialized rows coming in Phase 1

19 fiscal years · 68 SEC filings · every number carries its receipt

Revenue (FY)

$41.30B6.4%

FY2025

Net income (FY)

$10.83B7.0%

FY2025

Free cash flow (FY)

$16.00B31.8%

FY2025

Diluted EPS (FY)

$15.389.8%

FY2025

The story, charted

The shape of the business

FY2008–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 1.5× since FY2008 · net margin 9.5% → 26.2%

MarginsNet marginFCF margin

FY2025: net 26.2% · free cash flow 38.7% of revenue

Cash engineOperating cash flowFree cash flow

FY2025: $18.43B operating cash − $2.42B capex = $16.00B free cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 23% (FY2008) → 32% (FY2025) · on assets 3.6%

Balance sheetLiabilitiesEquity

FY2025: $300.05B assets · $266.58B liabilities · $33.47B equity

The receipts

Financial statements

Annual Quarterly (as reported)

USD in millions except per-share and share counts. Every value links to the filing it came from — hover for the us-gaap tag, click for the 10-K/10-Q on sec.gov.

USD millions	Q1 2026	Q3 2025	Q2 2025	Q1 2025	Q3 2024	Q2 2024	Q1 2024	Q3 2023	Q2 2023	Q1 2023	Q3 2022	Q2 2022
Revenue	10,517	10,415	10,321	9,626	9,716	9,818	9,339	9,377	9,433	8,846	8,733	8,771
Net income	2,971	2,902	2,885	2,584	2,507	3,015	2,437	2,451	2,174	1,816	1,879	1,964
Diluted EPS	4.28	4.14	4.08	3.64	3.49	4.15	3.33	3.30	2.89	2.40	2.47	2.57
Diluted shares	686	693	699	702	709	717	722	733	741	744	749	753
Operating cash flow	3,804	—	—	4,764	—	—	5,552	—	—	(377)	—	—
Capital expenditures	1,149	—	—	430	—	—	396	—	—	360	—	—
Free cash flow	2,655	—	—	4,334	—	—	5,156	—	—	(737)	—	—
Cash & equivalents	53,757	54,706	57,937	52,508	47,918	52,895	54,213	43,440	41,727	40,836	31,182	26,277
Total assets	308,894	297,550	295,556	282,244	270,979	272,219	269,261	250,587	244,904	235,842	214,915	205,298
Total liabilities	274,899	265,133	263,245	251,042	241,272	242,679	240,497	223,263	218,201	209,850	190,975	182,063
Shareholders' equity	33,995	32,417	32,311	31,202	29,707	29,540	28,764	27,324	26,703	25,992	23,940	23,235

Figures as reported in SEC filings, normalized by stonks with the tag mapping shown on hover; missing tags render as “—”, never as zero. Free cash flow is derived (operating cash flow − capex) with both parents recorded in its lineage. Quarterly view shows as-reported 10-Q periods; Q4 synthesis ships in Phase 1. See methodology.