ALLSTATE CORP

ALL-PB · CIK 0000899051Insurance lens →

19 fiscal years · 0 SEC filings · every number carries its receipt

Revenue (FY)

$67.69B5.6%

FY2025

Net income (FY)

$10.28B120.3%

FY2025

Free cash flow (FY)

$9.88B13.3%

FY2025

Diluted EPS (FY)

$38.06124.0%

FY2025

The story, charted

The shape of the business

FY2007–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 1.8× since FY2007 · net margin 2.7% → 15.2%

MarginsNet marginFCF margin

FY2025: net 15.2% · free cash flow 14.6% of revenue

Cash engineOperating cash flowFree cash flow

FY2025: $10.11B operating cash − $228.0M capex = $9.88B free cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 5% (FY2009) → 34% (FY2025) · on assets 8.6%

Balance sheetLiabilitiesEquity

FY2025: $119.76B assets · $89.17B liabilities · $30.61B equity

The receipts

Insurance lens

Specialized rows for insurer companies — not in the generic statement table above.

USD millions (ratios as %)	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Premiums earned	61,449	58,309	52,516	47,736	44,052	38,167	37,221	36,513	34,678	33,582	32,467	31,086
Policyholder benefits & claims	—	—	41,070	37,264	29,318	22,001	23,976	22,778	21,847	22,221	21,034	19,428
Loss ratio	—	—	78.2%	78.1%	66.6%	57.6%	64.4%	62.4%	63.0%	66.2%	64.8%	62.5%

Premiums earned and policyholder benefits & claims are as-reported XBRL components — absent (not zero) for insurance brokers such as Aon and Marsh McLennan, which earn fees and commissions rather than underwriting premiums, so these rows are correctly blank for them. The loss ratio (policyholder benefits ÷ premiums earned) is computed by stonks for full fiscal years only.