Assurant, Inc.

AIZN · CIK 0001267238Insurance lens →

19 fiscal years · 0 SEC filings · every number carries its receipt

Revenue (FY)

$12.81B7.9%

FY2025

Net income (FY)

$872.7M14.8%

FY2025

Free cash flow (FY)

$1.60B43.8%

FY2025

Diluted EPS (FY)

$16.9317.1%

FY2025

The story, charted

The shape of the business

FY2007–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 1.5× since FY2007 · net margin 7.7% → 6.8%

MarginsNet marginFCF margin

FY2025: net 6.8% · free cash flow 12.5% of revenue

Cash engineOperating cash flowFree cash flow

FY2025: $1.83B operating cash − $235.5M capex = $1.60B free cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 12% (FY2008) → 15% (FY2025) · on assets 2.4%

Balance sheetLiabilitiesEquity

FY2025: $36.29B assets · $30.42B liabilities · $5.87B equity

The receipts

Insurance lens

Specialized rows for insurer companies — not in the generic statement table above.

USD millions (ratios as %)	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Premiums earned	10,483	9,796	9,388	8,765	8,572	8,278	7,959	6,157	4,404	5,007	8,351	8,632
Policyholder benefits & claims	2,928	2,767	2,522	2,360	2,202	2,275	2,386	2,343	1,871	1,809	4,743	4,405
Loss ratio	27.9%	28.2%	26.9%	26.9%	25.7%	27.5%	30.0%	38.0%	42.5%	36.1%	56.8%	51.0%

Premiums earned and policyholder benefits & claims are as-reported XBRL components — absent (not zero) for insurance brokers such as Aon and Marsh McLennan, which earn fees and commissions rather than underwriting premiums, so these rows are correctly blank for them. The loss ratio (policyholder benefits ÷ premiums earned) is computed by stonks for full fiscal years only.