Chubb Limited

CB · CIK 0000896159Insurance lens →

19 fiscal years · 68 SEC filings · every number carries its receipt

Revenue (FY)

$59.40B6.5%

FY2025

Net income (FY)

$10.31B11.2%

FY2025

Diluted EPS (FY)

$25.6813.1%

FY2025

The story, charted

The shape of the business

FY2007–FY2025 · hover any year for its receipt

Revenue & net incomeRevenueNet income

revenue 4.2× since FY2007 · net margin 18.2% → 17.4%

MarginsNet marginFCF margin

FY2025: net 17.4% of revenue

Cash engineOperating cash flowFree cash flow

Returns on capitalReturn on equityReturn on assets

return on equity 8% (FY2008) → 14% (FY2025) · on assets 3.8%

Balance sheetLiabilitiesEquity

FY2025: $272.33B assets · $192.55B liabilities · $73.76B equity

The receipts

Insurance lens

Specialized rows for insurer companies — not in the generic statement table above.

USD millions (ratios as %)	FY2025	FY2024	FY2023	FY2022	FY2021	FY2020	FY2019	FY2018	FY2017	FY2016	FY2015	FY2014
Premiums earned	53,014	49,846	45,712	40,360	36,292	33,117	31,290	30,064	29,034	28,749	17,213	17,426
Policyholder benefits & claims	26,700	26,022	24,100	22,572	21,030	21,710	18,730	18,067	18,454	16,052	9,484	9,649
Loss ratio	50.4%	52.2%	52.7%	55.9%	57.9%	65.6%	59.9%	60.1%	63.6%	55.8%	55.1%	55.4%

Premiums earned and policyholder benefits & claims are as-reported XBRL components — absent (not zero) for insurance brokers such as Aon and Marsh McLennan, which earn fees and commissions rather than underwriting premiums, so these rows are correctly blank for them. The loss ratio (policyholder benefits ÷ premiums earned) is computed by stonks for full fiscal years only.